E-Sign & Electronic Communications Notice
Last Updated: December 30, 2025
YOUR CONSENT TO ELECTRONIC DELIVERY
("Consent Statement")
You are applying for a Figo Card. If you consent to this Consent Statement for this Program, it applies even if you do not obtain (or are not offered) a Figo Card.
Your affirmative consent to this E-sign & Electronic Communications Notice ("Consent") permits Us to provide you such Communications electronically, enables you to sign and authorize Communications electronically through the use of the Dashboard or API's provided by Figo (the "Dashboard", "Platform" or "Service"), and allows Figo and its partners to collect such e-signings.
If you do not consent to electronic delivery of Communications, you will not be able to use the Service. By registering for a Figo Account, applying for a card, or accessing Figo Dashboard, you agree that such registration constitutes your electronic signature, and you consent to us providing notices to you electronically.
Duration of Consent
Your Consent will remain effective until: (1) you or we have terminated the Program or your Card; (2) you opt out of electronic communications. If you terminate your Card, your Consent will still continue with respect to the pre-termination rights of Figo.
Methods of Providing Covered Items
In this document, "provide" means to deliver, make available, send, notify or a similar term. We may provide the Covered Items electronically through files, including those in PDF format, downloaded from our website. It is your responsibility to review the Covered Items promptly, so you can take appropriate action.
Access to Paper Copies
You may make copies of the Covered Items by using the "print" or "save" functionality of the application in which you are viewing the Covered Items. We retain copies of the Covered Items for the time periods required by law and will provide you with copies upon request within those time periods.
You may request a paper copy at no cost of any Covered Item by emailing us at hi@spendfigo.com.
Our Right to Send Paper
We reserve the right to provide the Covered Items in paper form at all times at our discretion even if you have given us Consent to provide it electronically. For example, but without limitation, we may do this if we have a system outage or if we suspect fraud.
Hardware and Software Requirements
To access and retain the Covered Items, you must have a computing or communications device with:
- Working Internet access
- A Web browser that supports 128-bit encryption (we support the latest version of Chrome®, Firefox®, Microsoft Edge®, or Safari®)
- 16 MB of available memory (32 MB of RAM recommended)
- A program that can view, save and print PDF files (such as Adobe® Reader® 4.0 or higher)
Withdrawing Consent
You are free to withdraw Your Consent at any time and at no charge to you. If you do withdraw Your Consent prior to the approval of your application, this will prevent you from receiving credit from us over the Internet. If at any time you wish to withdraw Your Consent, you may do this by emailing us at hi@spendfigo.com.
Acknowledging Ability to Access and Consenting to Electronic Communications
By confirming that you have read and agreed to these terms, you are confirming that (1) you have access to a computer system that meets the requirements set forth above; (2) you agree to receive Covered Items electronically; and (3) you are able to access and print or store information presented to you.